How Student Loan Forgiveness in Just Ten Years is a Realistic Possiblity
Erasing student debt in less than ten years isn’t guarenteed, but there are realistic options for borrowers to pursue.
There is a long list of resources to knock out federal and private student loans. For many borrowers, the ideal approach will be a combination of some of the programs below.
If you are brand new to student loan repayment, this guide is a helpful starting point.
Erasing student debt in less than ten years isn’t guarenteed, but there are realistic options for borrowers to pursue.
Too many graduates regret their initial repayment choices. Learn how opting for SAVE could make all the difference.
For high-earners, monthly payments on SAVE might eventually grow larger than PAYE and IBR. Does this make SAVE a risk?
Borrowers with Sloan Servicing loans may discover they can’t sign up for SAVE of qualify for PSLF, but these issues are often fixable.
The biggest variable in both the refinance and consolidation timeline is usually the borrower.
The rewards are huge – lower monthly payments and more loan forgiveness, but the double consolidation loophole isn’t right for everyone.
Time on a deferment or forbearance usually doesn’t count towards student loan forgiveness, but there is one massive exception to the rule and a couple temporary exceptions.
Consolidation of AidVantage loans may be a smart move in your quest to eliminate student debt. Learn how it works and the mistakes to avoid.
American Education Services (AES) handles both private and federal student loans. Fortunately, it is fairly simple to identify which loans are federal.