Help! I owe 500k in student loans (that’s half a million!!)
Repaying $500,000 in student loans is an epic challenge, but even on a salary of $72,000 per year, it can be done.
Getting a Lower Interest Rate with Navient
Navient may temporarily reduce interest rates to help borrowers struggling with their loans. Learn how to apply for the Rate Reduction Program.
Rehabilitation or Consolidation for Defaulted Student Loans?
Consolidation is a quick fix to defaulted federal student loans. Rehabilitation takes a bit longer but has some major advantages.
Managing your student loans when you are out of the country
Whether your a living abroad or on extended travel, it is important to have a plan in place to manage your student loan bills.
Paying for College for Borrowers Who Can’t Get a Cosigner
If you can’t find a cosigner and can’t get any more student loans, you might feel desperate. However, there are many resources available to help your situation.
How do I file a complaint about my student loan company?
If you want to get the attention of your lender — and government oversight on your problem — filing a compliant with the CFPB is a great move for student loan borrowers.
Graduated and Extended Repayment Plans – Useless Relics
The graduated and extended repayment plans offer lower payments than the standard repayment plan. However, these older-style plans don’t match up to more recent repayment plan offerings.
An email you need to send to your student loan lender ASAP
A helpful report from the Consumer Financial Protection Bureau identified a major risk for student loans with co-signers. Fortunately, the CFPB also had a strategy for fixing the problem.
Lowering the monthly payments on your Federal Student loans
Federal student loans come with many borrower protections to lower monthly payments. Refinancing is also an option, but it comes with major risks.