Fact or Fiction: Can I payoff my student loans with a lump sum?
Negotiating a student loan payoff usually isn’t possible except for a couple very limited situations.
The One Time it Makes Sense to Have a Cosigner for a Refinance Loan
Cosigning student loans is usually a bad idea, even on refinance loans. However, if you are already a cosigner on a student loan, it makes sense to also cosign on the refinance loan.
The Future of Student Loans: Predictions on Forgiveness, Free Tuition and Repayment Plans
After nearly a decade of closely watching student loan news and developments, I think some changes are on the horizon.
How Children Can Help Parents Repay Parent PLUS Loans
Parent PLUS loans are legally the responsibility of the parents, but there are many different ways children can help with repayment.
Should I Auto-Pay My Student Loans?
Automatic student loan payments help avoid late fees and offer an interest rate discount, but auto-debits also come with some major risks.
Why Lowering Federal Payments to Pay Off Private Loans Can be the Smart Approach
Private loans are usually worse than federal loans. Getting a lower federal payment to free up cash to eliminate the private debt is often a smart move.
Student Loan Forgiveness for Private Sector and For-Profit Employees
You don’t have to work for the government or a non-profit to get student loan forgiveness. Options exist for private sector employees too.
Correcting Errors: Fixing Student Loan Lender and Servicer Mistakes
Servicer mistakes are sometimes a part of life with student loans. Most errors can be easily resolved with minimal effort.
When is it time to give up on Income-Driven Repayment Plans like IBR, PAYE, and REPAYE?
Income-driven repayment plans are usually the best option for federal borrowers, but some circumstances justify a change in strategy.
