There is a long list of resources to knock out federal and private student loans. For many borrowers, the ideal approach will be a combination of some of the programs below.
If you are brand new to student loan repayment, this guide is a helpful starting point.
If you’re disabled and can’t work, you may qualify to have your federal student loans completely wiped out. This guide explains who’s eligible, how to apply, and what happens after approval.
The Standard Repayment Plan isn’t always the “bad” option. For borrowers with smaller balances and higher incomes, it can cost less and eliminate debt faster than IBR. Here’s how to decide which plan actually fits your situation.
Stay on top of the latest student loan updates this month — including the proposed SAVE plan settlement, expanded IBR eligibility, resumed IDR/PSLF processing, and what borrowers can expect for 2026 repayment plans.
IDR recertification in 2025 isn’t business as usual. With SAVE on pause and big policy changes now law, missing your recert date could cost you. This guide walks you through how to recertify your IDR plan—step-by-step, with no confusion.
After a Senate rules ruling blocked parts of the GOP’s student loan reform bill, Republicans quickly revised and advanced a modified version. Here’s what’s staying, what’s changing, and what it means for borrowers on IDR or PSLF.
Parent PLUS borrowers face major changes under proposed student loan reforms. This guide breaks down the current repayment landscape, the new legislative threats, and the urgent steps parents should take now to protect their options.
Senate Republicans have introduced a major student loan reform bill that could end current IDR plans, cap borrowing, and reshape repayment options. Here’s what borrowers need to know and how to prepare.
Federal student loan interest rates for the 2025-2026 academic year are now official, and if you’re planning to borrow this year, these are the numbers that will shape your payments for years to come.
SAVE plan litigation threatens key benefits. Learn what’s at stake and how borrowers can make the most of it.
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