Tips for Borrowers Stuck with Large Student Loans and a Worthless Degree
College doesn’t work out for every student. Dealing with student debt in this situation can be especially frustrating, but there is usually a path forward.
PSLF Repayment Plans: What Qualifies, What Doesn’t, and How to Fix Mistakes
Not all federal repayment plans count toward PSLF — and choosing the wrong one can cost you years of progress. This guide covers every qualifying plan, what’s changed under the 2026 OBBB overhaul, and what to do if you’ve already been on the wrong plan.
How to Lower Interest Rates on Variable-Rate Private Student Loans
Rapidly increasing interest rates make student loan repayment especially difficult. These strategies will help keep things manageable.
The Dangers of Misleading Student Loan Calculators
Student loan calculators can simplify things, but they don’t always give borrowers the results they need.
The Cruel History of Student Loans in Bankruptcy
Years of minor changes eventually made it nearly impossible to discharge student loans in bankruptcy, but for the first time in years, borrowers may now have reason for optimism.
New Bankruptcy Rules Bring Hope to Federal Student Loan Borrowers
A new Department of Justice policy will make it significantly easier for federal borrowers to get bankruptcy relief on their student loans.
Biden’s New IDR Plan Hurts Teachers, Social Workers
There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.
Ranking the Six Biggest Student Loan Changes During the Last Three Years
Many significant rule changes have happened during the Covid-19 payment and interest pause. Some of these changes have been well publicized, while others got little attention.
Covid-19 Relief: Refunds on Federal Student Loan Payments
Borrowers can now get refunds for federal student loan payments made during the Covid-19 pandemic. All borrowers should ask for a refund.
