Student Loan Refinancing for Government Employees
Refinancing has some risks for government workers, but there are times that it can be a smart move.
Latest Posts in Refinance Strategy
Student Loan Refinancing for the Unemployed
Refinancing usually requires a steady income and decent credit score. Unemployed borrowers will need a cosigner if they want to refinance.
How Does A Variable-Rate Student Loan Work?
Lenders can’t just change a student loan interest rate whenever they want. Rates can only go up or down if an index rate moves.
Multiple Student Loan Refinance: the Costs, the Lenders and How to Avoid a Mistake
Refinancing student loans for a second or third time opens new doors for borrowers, but multiple refinance also has limitations.
The Consequences of Student Loan Refinancing and Consolidation on Credit Reports
Consolidation and refinancing can have temporary and long-lasting impacts on your credit report.
Is it a Mistake to Refinance Student Loans During the Coronavirus Pandemic?
Federal student loans should not be refinanced right now, but private loans are a very different situation.
Should I Refinance or Wait for Public Service Loan Forgiveness (PSLF)?
Tax-free student loan forgiveness sounds like a great deal, but there are times quickly paying off your student debt is the best approach.
Do I have to go “All In” on student loan refinancing?
Borrowers don’t have to combine all of their student loans when they refinance. In some cases, keeping a couple loans separate is a really smart idea.
Should I Consolidate My Federal Loans Into A Private Loan?
Private consolidation of federal loans has major risks and major rewards. With no way to undo the decision, borrowers need to be certain they’re not making a mistake.