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Latest Posts in Refinance Strategy

Refinancing can save money—but only if done right. This section covers student loan refinance strategies, including when to refinance, when to hold off, and how to avoid costly mistakes.

Student Loan Repayment and Refinance Strategy for Social Workers

The graduate education required to become a social worker may mean a lot of student loan debt, but there are excellent debt elimination opportunities.

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Five Student Loan Refinancing Mistakes to Avoid

Refinancing or your student loans can save thousands of dollars with a little bit of effort, but mistakes are very costly and hard to fix.

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Turn Your Student Loan Refinance Denial Into An Approval

Getting rejected on a student loan refinance application is brutal, but there are many strategies that will lead to a different outcome.

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Credit Card Debt and Student Loan Refinance Applications

Small tweaks to your credit card habits can make a huge difference when you apply to refinance your student loans.

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Consolidation and Refinance Options for Nelnet Federal Student Loans

Borrowers with federal student loans serviced by Nelnet may wish to consolidate or refinance their loans. Both options have major pros and cons.

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Should I Refinance with a Fixed or Variable Rate Loan?

There are several different factors that borrowers should consider when trying to decide between a fixed-rate and variable-rate student loan.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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