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Latest Posts in Living with Student Loans

Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.

clock money home

Refinancing a Mortgage for Student Loan Borrowers

Student loans are an obstacle for borrowers that want to refinance their house, but there are ways to get student loans ready for the application.

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piggy bank for saving

Student Loans, Early Retirement and the FIRE Movement

Student loans make early retirement an even bigger challenge, but it is still possible for borrowers to aggressively save for retirement.

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emergency fund student debt

Student Loans and Your Emergency Fund

All student loan borrowers should have some money set aside in an emergency fund.

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many doors to choose from but student loan borrowers must make tough decisions without knowing the other side of the door

Retirement vs. Student Loans vs. Mortgage: Which Comes First?

Eliminating student debt, saving for retirement, and buying a house are all important financial goals that can be hard to balance.

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student loans dont have to end entrepreneurship

Can You Start a Small Business If You Have Student Loans?

Student debt makes starting a business more difficult, but it is possible for borrowers to pursue their entrepreneurial dreams.

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Avoiding marriage for public service loan forgiveness

Waiting on Getting Married to Chase Public Service Loan Forgiveness

Student loan concerns about Public Service Loan Forgiveness and Income-Driven Repayment have one couple considering delaying their marriage.

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black and female students have larger student debt

Disturbing Student Loan Statistics on Gender and Race

Today’s post is a special article written by a reader of the site who approached us with a desire to publish some analysis on how …

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eliminate student debt and build retirement at the same time

Making Retirement a Possibility Despite Massive Student Debt

Student loans make it hard to save for retirement, especially when you have a lot of debt. However, it is still possible to save for retirement.

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down payment on a home or student loan

Student Loans, PMI and Mortgage Down Payments

Student loans are a major challenge to saving for a down payment on a home. A smaller down payment often means living with a Private Mortgage Insurance (PMI).

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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