IBR, PSLF, and Mortgages… Oh My! How to buy a house and chase forgiveness.
Qualifying for Public Service Loan Forgiveness and buying a house are two goals that both require careful planning for student loan borrowers.
Latest Posts in Living with Student Loans
Getting Married: Do I Refinance and Abandon PSLF?
Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.
Dealing with Cancer and Student Loans
Student loan borrowers fighting cancer have help to manage their debt while they get treatment.
Scam Alert: Lender Refunds for Extra Interest Charges
Sometimes the most simple student loan scams are the ones that hurt the most borrowers.
Preparing for the IBR “Tax Bomb” and Student Loan Forgiveness
Many borrowers may be disappointed to learn that if their student loans are forgiven they could face a huge tax bill.
Scam Alert: Text Messages About Your Student Loans
If you are getting unexpected text messages about student loan forgiveness, chances are pretty good that it is a scam.
Scam Alert: The “Department of Education” called me about my student loans
Student loan borrowers should treat phone calls from the “Department of Education” with a lot of skepticism.
Using Tax Time To Review Your Student Loan Plan
Tax time is a great opportunity to do a quick checkup on your student loans. There are plenty of ways to save money on future payments.
Student Loans and Your Debt-To-Income Ratio
Debt-to-income ratios have a huge impact on any credit decision. Student loan borrowers have opportunities to manipulate the numbers to improve future applications.