Student Loans, PMI and Mortgage Down Payments
Student loans are a major challenge to saving for a down payment on a home. A smaller down payment often means living with a Private Mortgage Insurance (PMI).
Latest Posts in Living with Student Loans
Living with student loans doesn’t mean putting life on hold. From buying a home to saving for retirement, we break down how to move forward financially—debt and all.
Buy a House then Refinance or Refinance Student Loans First?
Student loan refinancing can make getting a mortgage much easier — or much harder. Getting the order right is essential.
The Benefits of Using Tax Refunds to Pay Down Student Loans
Using a tax refund to knock out student debt isn’t sexy, but it has some major advantages.
IBR, PSLF, and Mortgages… Oh My! How to buy a house and chase forgiveness.
Qualifying for Public Service Loan Forgiveness and buying a house are two goals that both require careful planning for student loan borrowers.
Getting Married: Do I Refinance and Abandon PSLF?
Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.
Dealing with Cancer and Student Loans
Student loan borrowers fighting cancer have help to manage their debt while they get treatment.
Scam Alert: Lender Refunds for Extra Interest Charges
Sometimes the most simple student loan scams are the ones that hurt the most borrowers.
Scam Alert: Text Messages About Your Student Loans
If you are getting unexpected text messages about student loan forgiveness, chances are pretty good that it is a scam.
Scam Alert: The “Department of Education” called me about my student loans
Student loan borrowers should treat phone calls from the “Department of Education” with a lot of skepticism.
