Scam Alert: Text Messages About Your Student Loans
If you are getting unexpected text messages about student loan forgiveness, chances are pretty good that it is a scam.
Latest Posts in Living with Student Loans
Scam Alert: The “Department of Education” called me about my student loans
Student loan borrowers should treat phone calls from the “Department of Education” with a lot of skepticism.
Using Tax Time To Review Your Student Loan Plan
Tax time is a great opportunity to do a quick checkup on your student loans. There are plenty of ways to save money on future payments.
Student Loans and Your Debt-To-Income Ratio
Debt-to-income ratios have a huge impact on any credit decision. Student loan borrowers have opportunities to manipulate the numbers to improve future applications.
Student Loans, Rent, and Retirement: How to Build Wealth and Fight Debt
It is possible to build wealth while living with student loans. The key is to identify your personal priorities and best opportunities.
Should I pay extra on my student loans or my mortgage?
Key differences in tax advantages, forgiveness programs, and refinancing make the debt elimination decision more complicated.
PSA: DO NOT Add Cosigners to your Existing Loans
Lenders might ask a borrower to add another cosigner to their loan, but borrowers should say no to this request.
Do I need a divorce for lower student loan payments?
There is a marriage penalty with student loans. Careful repayment plan selection and tax preparation often means that resorting to a divorce isn’t necessary.
Is it a good idea to pay off student loans with a HELOC?
Using a Home Equity Line of Credit (HELOC) to pay off student loans has a couple big advantages, but it comes with major risks.