Should I Save for a Home Down Payment or Pay Off Student Loans?
Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.
Latest Posts in Living with Student Loans
Scam Alert: Lender Calls Asking for Date of Birth and Social Security Numbers
Loans servicers calling and asking for information to verify your identity isn’t necessarily a scam, but there are ways to protect yourself.
How Cosigned Loans Can Wreck Your DTI and Credit Score
Cosigned loans present major problems even if the borrower never misses a payment.
How to Find a Student Loan Attorney or Bankruptcy Lawyer
There are not many attorneys who specialize in student loan law. However, there are still many ways to find legal help for your student debt.
Why This Site Doesn’t List Scammers by Name
Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.
Democrats and Republicans Move in Opposite Directions on Student Loans
For decades, Democrats and Republicans largely agreed on many student loan issues. Today, they have little common ground.
Student Loans and Your Mental Health: The Causes and Treatment of Anxiety and Depression
Student loans can cause more than just financial strain. For many borrowers they can lead to serious mental health issues like anxiety and depression.
What Happens to My Student Loan if my Bank or Lender Collapses?
A bank failure can have significant impacts for student loan borrowers.
Five Reasons for Student Loan Borrowers to Look Forward to 2023
Borrowers have many reasons for optimism about life with student loans in 2023.