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Student Loan Forgiveness Scams vs. Legit Programs – How to Tell the Difference

Separating scammers from legitimate student loan companies might seem difficult, but careful borrowers can usually detect even the best scammers.

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The SAVE Litigation Forbearance may last years

Why the SAVE Lawsuit Could Drag on for Years and Reach the Supreme Court

A trip to the Supreme Court could mean that the SAVE litigation lasts for several years before getting resolved.

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Taking a close look at the chances forgivness 2.0 actually happens

Will Student Loan Forgiveness 2.0 Hold Up in Court? A Legal Perspective and Analysis

The new student loan forgiveness plan from the Biden Administration targets borrowers in need, but like other forgiveness attempts, it is off to a rough start in court.

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Understand and Navigating the Six-Month Grace Period on Federal Student Loans

The six-month grace period after college may seem great, but it is not all it’s cracked up to be. Plan ahead and avoid some common mistakes.

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laurel road student loan refinance

Laurel Road Review: Student Loan Refinancing and Consolidation

Laurel Road is considered one of the best refinance lenders because they offer excellent interest rates and borrower satisfaction is high.

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Borrower Looks at Trumps Plan to Eliminate ED and Impact on Student Loans

Abolishing the Department of Education: Trump, Project 2025, and the Uncertain Future of Federal Student Loans

Eliminating the Department of Education won’t mean student loan forgiveness for existing borrowers. Instead, it would likely mean significantly more headaches.

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Dealing With Student Loans When You Can’t Afford Rent

If rent payments eat up your entire monthly budget, it might feel like it is impossible to keep up with student loans.

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Student Loan Deferments are a Recipe for Disaster

Deferments and forbearances are risky and most borrowers can usually find better options available. However, not all are created equal, and some present borrowers with unique opportunities.

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Borrowers consider options for SAVE litigation Forbearance

Extra Payments During SAVE Litigation Forbearance Are a Mistake

Extra payments during the SAVE forbearance don’t count toward forgiveness and could ultimately be a costly mistake for borrowers.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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