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PSA: DO NOT Add Cosigners to your Existing Loans

Lenders might ask a borrower to add another cosigner to their loan, but borrowers should say no to this request.

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SoFi vs College Ave Student Loan Refinancing Comparison

SoFi and College Ave have similar interest rates, but SoFi gets the edge for most borrowers.

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Why is my old student loan and my refinanced loan on my credit report?

Seeing double student debt on your credit report is scary. Fortunately, this issue often quickly resolves itself.

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Five Student Loan Refinancing Mistakes to Avoid

Refinancing or your student loans can save thousands of dollars with a little bit of effort, but mistakes are very costly and hard to fix.

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Is there a bonus or benefit I can get by paying my loans off early?

Getting a bonus from your lender for early repayment would be nice, but it won’t happen. However, there are plenty of other perks to early repayment.

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switching federal student loan servicers

Guide to Switching Federal Student Loan Servicers

Switching federal student loan servicers is not easy, but if you are desperate enough, there are a few ways to get it done.

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Celebrating Student Loan Victories

Rewarding yourself for student loan success may seem silly, but it can help you eliminate debt in a very real way.

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The Sherpa Plan for Easing into Aggressive Repayment

Learn how paying a few extra bucks each month towards your student loan can pay it off in about half the time. It isn’t a trick – it’s math.

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Should we force colleges to co-sign student loans?

Forcing colleges to co-sign student loans would force them to help students find jobs and improve repayment rates, but what are the risks?

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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