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How the Government Benefits from Loan Servicing Incompetence

Headaches dealing with federal student loan servicers are more than just an inconvenience; these mistakes cost borrowers money.

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Lower Interest Rates Won’t Help Many Federal Borrowers

Reducing interest rates on federal loans has been a popular topic of discussion, but it may not help that many borrowers.

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College Ave Student Loan Refinancing Review

College Ave is a middle-of-the-road student loan refinancing company. It may be a good option for some, but it comes with red flags. 3/5 Stars.

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Advanced Income Based Repayment (IBR) Strategy

PAYE and REPAYE are better options for many borrowers, but there are times when IBR offers the lowest monthly payment and the fastest path to debt freedom.

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Parents should use caution before borrowing a parent plus loan for their children

The Pros and Cons of Parent PLUS Loans

Parent PLUS loans work differently than all of the federal loans. Families should understand all of the pros and cons before signing up.

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Pay Your Student Loans Like an Ivy Leaguer

Ivy Leaguers are paying off student loans faster than the rest of us. Is it because they make more money or are they just being smarter?

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What to do When Navient Applies a Payment Incorrectly

When Navient makes a mistake processing a student loan payment, borrowers have several options to get things fixed.

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The Dangers of Switching to REPAYE

REPAYE offers lower payments to many student loan borrowers, but there are some dangers associated with making the switch to REPAYE.

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Raise.me Micro-Scholarship Review

Micro-scholarships from Raise.me can add up to real money for some students.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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