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Student Loans and Your Debt-To-Income Ratio

Debt-to-income ratios have a huge impact on any credit decision. Student loan borrowers have opportunities to manipulate the numbers to improve future applications.

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Student Loans, Rent, and Retirement: How to Build Wealth and Fight Debt

It is possible to build wealth while living with student loans. The key is to identify your personal priorities and best opportunities.

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SoFi vs. Citizens Bank Student Loan Refinance Comparison

SoFi and Citizens bank are two major student loan refinance lenders but there are some major differences borrowers should understand.

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Finding Motivation: The Door of Student Debt

Meet the simple but genius strategy that one couple uses to motivate themselves to knock out their student loans.

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The Pros and Cons of Daily Student Loan Payments

Making student loan payments daily sounds like an aggressive way to pay off debt, but the strategy is flawed.

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Should I take out a student loan to build up my credit score?

A student loan might help your credit score as a college student, but there are better ways to build a credit history.

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Should I pay extra on my student loans or my mortgage?

Key differences in tax advantages, forgiveness programs, and refinancing make the debt elimination decision more complicated.

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signing a form

Am I Too Late For Public Service Loan Forgiveness?

Prior employment can be used towards PSLF. However, the requirements are strict and your previous employer will need to certify your job.

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Avoid a Student Loan Nightmare Before It Starts

Student loan nightmares are increasingly common. Most of these situations are caused by a few common mistakes.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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