Student Loan Insights, Tips, and Updates

Using a Refinance or Consolidation to Simplify Bill Payments is Dumb

Streamlining student loan repayment has its advantages, but using a refinance or consolidation for this purpose is asking for trouble.

Options for negotiating with student loan lenders are limited, but there are a few circumstances where it can be done.

Student loan help seems more plentiful for the poor and the wealthy, but borrowers stuck in the middle have options to erase debt.

Income share agreements are appealing for many different reasons. However, ISAs are the not answer to the student loan crisis.

There are several different strategies available for Firstmark Services borrowers to reduce interest rates and get lower monthly payments.

Lenders can’t just change a student loan interest rate whenever they want. Rates can only go up or down if an index rate moves.

Scholarships are way better than student loans, but some scholarships come with some harsh strings attached.

Refinancing student loans for a second or third time opens new doors for borrowers, but multiple refinance also has limitations.

Using the federal interest freeze to knock out student debt is a smart strategy, but you might want to hold onto those payments until the end.