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Expert Tip: Don’t Make Extra Payments During Covid-19 Interest Freeze

Using the federal interest freeze to knock out student debt is a smart strategy, but you might want to hold onto those payments until the end.

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How to Live with Federal Student Loans you Can’t Afford to Pay Back

Sometimes student loan repayment seems impossible, but for borrowers with federal loans, it is possible to keep things manageable.

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option responsible borrowers overlook

The $1,000 Mistake Made by Responsible Borrowers

Paying extra towards your student loans is a great idea, but it is important that you are strategic about the loan you attack.

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Student Loan Repayment Tips for Uber and Lyft Drivers

Student loan repayment strategy is a little bit different due to the unique nature of working as a rideshare driver.

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401(k) student loan assistance

Guide for Parent’s Helping Their Children with Student Loan Payments

Parental help during repayment can make a huge difference in student loan elimination. Several different strategies can maximize this help.

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I Cosigned a Student Loan and the Borrower Isn’t Making Payments

If the primary borrower isn’t making payments on a student loan, cosigners have several options to address the situation.

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The Consequences of Student Loan Refinancing and Consolidation on Credit Reports

Consolidation and refinancing can have temporary and long-lasting impacts on your credit report.

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Is it a Mistake to Refinance Student Loans During the Coronavirus Pandemic?

Federal student loans should not be refinanced right now, but private loans are a very different situation.

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Fact or Fiction: Can I payoff my student loans with a lump sum?

Negotiating a student loan payoff usually isn’t possible except for a couple very limited situations.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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