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Four Errors That Can Make Federal Student Loan Consolidation A Mistake

For some borrowers, federal direct consolidation is an essential move. For others, it is a huge mistake.

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401k pay child education

Parents: Don’t Raid Your Retirement to Pay for College

Withdrawing 401(k) funds to pay for your child’s education may seem smart, but it is a dangerous choice and with negative consequences for you and your child.

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Seven Expert Tips for Repayment of Multiple Student Loans

Juggling multiple student loans can make repayment a challenge, but these tips will help you find the right balance.

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The Pros and Cons of Chasing After Student Loan Forgiveness

Student loan forgiveness is a great way to erase debt, but it isn’t always the best decision for all borrowers.

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Federal Student Loans Review – The Pros and the Cons of Federal Loans

Federal student loans are not the best way to pay for college, but they are significantly better than any private student loan.

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Student Loan Repayment for Borrowers Living on Social Security

Income-driven repayment plans often mean $0 per month payments and eventually loan forgiveness for borrowers living on social security.

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Student Loan Forgiveness: Policy Concerns & Unintended Consequences

Forgiving student loans for all Americans would be a huge boost to borrowers and the economy, but many negative consequences are also possible.

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Tips to Put an End to Student Loan Procrastination

I’ve struggled with procrastination my entire life and getting past student loan procrastination was a major challenge.

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How to Convert Private Student Loans into a Federal Student Loan

Options to convert private loans into federal loans are very limited. However, in certain circumstances, it is possible to make the conversion.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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