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Refinancing After Federal Student Loan Restart Could Be a Mistake

Immediately refinancing your federal student loans after the government starts charging interest is a risky move.

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Fresh Start Program: Get Out of Federal Student Loan Default

To help defaulted student loan borrowers ease back into repayment, the Department of Education has created the Fresh Start program.

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Should I Save for a Home Down Payment or Pay Off Student Loans?

Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.

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Student Loan Tips for October 2025: 5 Smart Moves to Make This Month

Forgiveness is restarting, interest is back, and new repayment plans are taking shape for 2026. Here are five timely tips to keep your student loans under control this October.

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Debt Ceiling Agreement Mostly Good for Student Loan Borrowers

Congressional Republicans wanted to prevent the one-time forgiveness program, and immediately end the payment and interest pause.

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How Large Families Can Plan for Multiple Kids to Attend College

Putting multiple children through college usually requires some extra planning and presents some unique challenges.

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Student Loan Payment Allocation Guide

All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.

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Scam Alert: Lender Calls Asking for Date of Birth and Social Security Numbers

Loans servicers calling and asking for information to verify your identity isn’t necessarily a scam, but there are ways to protect yourself.

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How Cosigned Loans Can Wreck Your DTI and Credit Score

Cosigned loans present major problems even if the borrower never misses a payment.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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