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student loan borrower looks at tax rules for IDR forgiveness plans like SAVE

The 2026 Student Loan Tax Bomb: How to Prepare for IDR Forgiveness (2026–2030 and Beyond)

Borrowers with 20–25 year IDR forgiveness timelines could face the 2026 student loan tax bomb. Learn how to plan ahead, estimate potential tax bills, and protect your finances with smart savings and professional guidance.

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box of ideas for refinance rate projections

Insider Tips and Insights on the Student Loan Refinance Marketplace

Student loan refinance interest rates can move in peculiar patterns. Knowing lender behavior can help borrowers find the lowest rates.

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computer sign up for the SAVE federal student loan repayment plan

How to Sign Up for SAVE: Mistakes to Avoid When Switching Repayment Plans

The new SAVE plan offers considerable savings for IBR, PAYE, and REPAYE borrowers, but care is necessary when enrolling.

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Federal Consolidation and the Student Loan Forgiveness Clock

Federal direct consolidation can have a huge influence on the IBR and PSLF loan forgiveness clocks.

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light shines illuminating the path forward for borrowers hoping for student loan forgiveness

The Future of One-Time Forgiveness: The Path Forward for Student Loan Cancellation

The Supreme Court struck down the plan to forgive up to $20,000 per borrower, but the hope for debt cancellation is far from over.

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old man claims college student is an irresponsible loan borrower

Debunking the Irresponsible Borrower Myth: Understanding the Realities of Student Loan Debt

Irresponsible borrowers often get blamed for the student loan crisis. In reality, borrowers are often the biggest victims of a deeply flawed system.

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calculator shows $0 per month federal idr calculation

Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE

A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.

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Man stands before many doors representing his federal student loan repayment plan options

Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

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Magnifying glass looking at proposed student loan legislation from Congressional Republicans

Breaking Down the GOP’s New Student Loan Legislation: What It Means for Borrowers

Republicans in Congress proposed five new pieces of legislation to overhaul student loan policy in the US.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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