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borrowers decide between SAVE and PAYE repayment plans

Lower Payments on SAVE vs Faster Forgiveness on PAYE or IBR

For graduate borrowers, SAVE isn’t always the best student loan repayment plan. Some people might be better off with quicker forgiveness on PAYE or IBR.

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federal student loan repayment plans and eligiblity

Federal Student Loan Repayment Plan Options and Strategy

There are many different federal repayment plans and each option comes with unique advantages and disadvantages.

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accountant does the math on whether refinancing student loans makes sense with SAVE

How the SAVE Plan Changes the Student Loan Refinance Analysis

The newest federal repayment plan makes refinancing a bit more risky for borrowers.

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two people warn borrowers about dangers of missing payments after restart

Advice to Ignore Student Loan Restart is an Awful Idea

The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.

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SAVE borrower and REPAYE borrower turn gear to change IDR repayment plans

Switching to SAVE or REPAYE and Restarting Forgiveness Progress

Many borrowers worry that changing income-driven repayment plans will result in starting from scratch on the path to student loan forgiveness.

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taking a close look at new lawsuits impact on student loan borrowers

Lawsuit Filed to End SAVE Repayment Plan/One-Time IDR Account Adjustment

A new lawsuit has student loan borrowers nervous. Should there be concern over the future of SAVE and the one-time IDR account adjustment?

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student loan borrower selects option for automatic income certification

Automatic Income Certification for IDR Plans Like SAVE

Automated yearly income certification will save IDR borrowers money and prevent mistakes with deadlines and timing issues.

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documents moving from one folder to another represent student loans moving from parent to student

How to Transfer Parent PLUS Loans to Your Child

Transferring Parent PLUS debt from a parent to child can be an easy move, but it comes with some big risks for the child.

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Some borrowers may need to chart a new path for student loan repayment

Important Student Loan Rule Changes to Understand

Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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