Federal Student Loan Repayment Plan Options and Strategy
There are many different federal repayment plans and each option comes with unique advantages and disadvantages.
How the SAVE Plan Changes the Student Loan Refinance Analysis
The newest federal repayment plan makes refinancing a bit more risky for borrowers.
Advice to Ignore Student Loan Restart is an Awful Idea
The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.
Switching to SAVE or REPAYE and Restarting Forgiveness Progress
Many borrowers worry that changing income-driven repayment plans will result in starting from scratch on the path to student loan forgiveness.
Lawsuit Filed to End SAVE Repayment Plan/One-Time IDR Account Adjustment
A new lawsuit has student loan borrowers nervous. Should there be concern over the future of SAVE and the one-time IDR account adjustment?
Automatic Income Certification for IDR Plans Like SAVE
Automated yearly income certification will save IDR borrowers money and prevent mistakes with deadlines and timing issues.
How to Transfer Parent PLUS Loans to Your Child
Transferring Parent PLUS debt from a parent to child can be an easy move, but it comes with some big risks for the child.
Important Student Loan Rule Changes to Understand
Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.
The 2026 Student Loan Tax Bomb: How to Prepare for IDR Forgiveness (2026–2030 and Beyond)
Borrowers with 20–25 year IDR forgiveness timelines could face the 2026 student loan tax bomb. Learn how to plan ahead, estimate potential tax bills, and protect your finances with smart savings and professional guidance.
