Pedro Gomez, CFP®
Confused about the new student loan rules under the One Big Beautiful Bill Act? You’re not alone. This comprehensive explainer breaks down how the law changes repayment options, forgiveness eligibility, and future borrowing for millions of borrowers.
Learn how to check your PSLF status, track qualifying payments, and avoid common mistakes with the PSLF counter and payment tracker.
Private student loans can help fill the gap when federal aid falls short — but they come with higher costs and fewer protections. Learn how interest rates are set, what makes a competitive offer, and tips to borrow smart.
If you’re disabled and can’t work, you may qualify to have your federal student loans completely wiped out. This guide explains who’s eligible, how to apply, and what happens after approval.
The Standard Repayment Plan isn’t always the “bad” option. For borrowers with smaller balances and higher incomes, it can cost less and eliminate debt faster than IBR. Here’s how to decide which plan actually fits your situation.
Small business owners can snag up to $16,500 in tax credits over three years just for starting a retirement plan — and it’s easier than you think. Here’s how to qualify, claim, and make the most of it.
Stay on top of the latest student loan updates this month — including the proposed SAVE plan settlement, expanded IBR eligibility, resumed IDR/PSLF processing, and what borrowers can expect for 2026 repayment plans.
IDR recertification in 2025 isn’t business as usual. With SAVE on pause and big policy changes now law, missing your recert date could cost you. This guide walks you through how to recertify your IDR plan—step-by-step, with no confusion.
After a Senate rules ruling blocked parts of the GOP’s student loan reform bill, Republicans quickly revised and advanced a modified version. Here’s what’s staying, what’s changing, and what it means for borrowers on IDR or PSLF.
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