Latest Posts in Pedro Gomez, CFP®

Pedro Gomez is the new Student Loan Sherpa and a Certified Financial Planner™ with over a decade of experience helping clients navigate complex financial decisions. He is the founder of Global Financial Plan, where he writes about international living, geoarbitrage, and strategies for retiring young, and also leads Brickell Financial Group, a registered investment advisory firm focused on accelerating financial freedom. Pedro is the architect behind the “12 Levels of Financial Freedom” framework and blends student loan strategy with long-term planning, tax efficiency, and investing. His work is especially geared toward upwardly mobile professionals, entrepreneurs, and those looking to design a life beyond the default path. Pedro is available for strategy sessions and press inquiries.

student loan default

How to Get Out of Student Loan Default (and Why So Many Borrowers Are Facing It in 2025)

Millions face student loan default in 2025. Learn what default means, how to fix it fast, and avoid falling behind again.

What the GOP's Student Loan Bill Could Mean For You

What the One Big Beautiful Bill Means for Your Student Loans in 2025

Confused about the new student loan rules under the One Big Beautiful Bill Act? You’re not alone. This comprehensive explainer breaks down how the law changes repayment options, forgiveness eligibility, and future borrowing for millions of borrowers.

how to check pslf status

How to Check Your PSLF Status (and Track Forgiveness Progress)

Learn how to check your PSLF status, track qualifying payments, and avoid common mistakes with the PSLF counter and payment tracker.

private student loan

How Do Private Student Loans Work?

Private student loans can help fill the gap when federal aid falls short — but they come with higher costs and fewer protections. Learn how interest rates are set, what makes a competitive offer, and tips to borrow smart.

Student Loan Forgiveness for Disability

Student Loan Forgiveness for Disability: The Complete Guide

If you’re disabled and can’t work, you may qualify to have your federal student loans completely wiped out. This guide explains who’s eligible, how to apply, and what happens after approval.

IBR vs. 10-Year Standard Repayment: When the Standard Plan Is the Better Choice

The Standard Repayment Plan isn’t always the “bad” option. For borrowers with smaller balances and higher incomes, it can cost less and eliminate debt faster than IBR. Here’s how to decide which plan actually fits your situation.

The $16,500 Tax Credit You’re Probably Missing If You Run a Small Business

Small business owners can snag up to $16,500 in tax credits over three years just for starting a retirement plan — and it’s easier than you think. Here’s how to qualify, claim, and make the most of it.

Student Loan News: December 2025

Stay on top of the latest student loan updates this month — including the proposed SAVE plan settlement, expanded IBR eligibility, resumed IDR/PSLF processing, and what borrowers can expect for 2026 repayment plans.

idr recertification

How to Recertify Your IDR Plan (Without Screwing It Up)

IDR recertification in 2025 isn’t business as usual. With SAVE on pause and big policy changes now law, missing your recert date could cost you. This guide walks you through how to recertify your IDR plan—step-by-step, with no confusion.