Skip to content
The Student Loan Sherpa
  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements

Latest Posts in Michael P. Lux, Esq.

Student loan expert Michael Lux is a licensed attorney and the founder of The Student Loan Sherpa. He has helped borrowers navigate life with student debt since 2013. Insight from Michael has been featured in US News & World Report, Forbes, The Wall Street Journal, and numerous other online and print publications. Michael is available for strategy sessions and to respond to press inquiries.
shelter breakdown

Sheltering Income for lower Student Loan Payments

It is possible for student loan borrowers to have income excluded from their income-driven repayment plan calculations.

Read more

denied cosigner release x mark

Denied a cosigner release? Here are your options…

Having your cosigner release application rejected is frustrating but predicable. Other options to remove a cosigner are usually more effective.

Read more

condo for sale

Should I sell my Condo to pay off my student loans?

Selling a condo to pay off student loans is a desperate move and better options are normally available.

Read more

doing the math on partial student loan payments

Do Partial Student Loan Payments Help?

Unless you get creative, the value of making a partial payment on a student loan is minimal.

Read more

a look at a house and a dream

How Student Loans are Dragging Down the Housing Market and Hurting Everyone

When student loan borrowers can’t participate in the housing market, it hurts all homeowners.

Read more

Getting the most from your minimum payment

Some minimum payments are better than others. Careful borrowers can maximize the value of each minimum payment.

Read more

family options

Parent’s Guide to Finding the Best Student Loan for Your Child

Federal student loans are the best option, but after maximizing federal loans, the next best choice depends upon a few different circumstances.

Read more

Why rush to pay off my student loans if I can deduct the interest?

A student loan interest deduction is a nice perk at tax time, but it isn’t valuable enough to change student loan repayment strategy.

Read more

Should I Consolidate My Federal Loans Into A Private Loan?

Private consolidation of federal loans has major risks and major rewards. With no way to undo the decision, borrowers need to be certain they’re not making a mistake.

Read more

Older posts
Newer posts
← Previous Page1 … Page48 Page49 Page50 … Page67 Next →
More Articles

Have a Question?

I love getting reader emails!

Answering questions helps me identify the issues borrowers face and makes this site a better resource.

Ask The Sherpa

Site Navigation

Repayment
Refinance
Life with Loans
Planning for School

Follow the Sherpa

© 2013 - 2026 The Student Loan Sherpa

Privacy Policy Terms of Service

Next Page »
  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
The Student Loan Sherpa Logo

Stay Ahead of Your Student Loans

Sign up for monthly updates with actionable tips, policy changes, and strategies to help you pay off your loans faster.

Popup – Newsletter Subscription
Name *
Name
First Name
Last Name