Why Lowering Federal Payments to Pay Off Private Loans Can be the Smart Approach
Private loans are usually worse than federal loans. Getting a lower federal payment to free up cash to eliminate the private debt is often a smart move.
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Michael P. Lux, Esq.
Things to Know Before Borrowing Private Student Loans
Private student loans might seem essential to pay for school, but borrowers should understand the risks before signing up.
Student Loan Forgiveness for Private Sector and For-Profit Employees
You don’t have to work for the government or a non-profit to get student loan forgiveness. Options exist for private sector employees too.
Correcting Errors: Fixing Student Loan Lender and Servicer Mistakes
Servicer mistakes are sometimes a part of life with student loans. Most errors can be easily resolved with minimal effort.
When is it time to give up on Income-Driven Repayment Plans like IBR, PAYE, and REPAYE?
Income-driven repayment plans are usually the best option for federal borrowers, but some circumstances justify a change in strategy.
Yes, Paying for College with a Credit Card can be a Smart Decision
Running up credit card debt is risky, but there are times when paying for college tuition using a credit card is a good idea.
No Excuse To Be Deliquent Or In Default On Your Federal Student Loans
Dealing with loan servicers is a hassle, but dealing with a default is even worse. Because borrowers can sign up for $0 per month payment plans, default is avoidable.
Student Loan Repayment Strategy for Private Practice Attorneys
Student loan help isn’t limited to government attorneys. Lawyers in the private sector have many resources available for law school debt elimination.
How $10 a month can make a huge difference in your student loans
$10 per month may not sound like a lot of money, but if you can pay $10 extra per month, it can make a huge difference on your student loans.
