Getting Student Loan Payments to Count Towards Principal and Not Interest
Payments toward interest are profits for lenders. Payments towards the principal balance eliminate debt.
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Michael P. Lux, Esq.
Empathy and the Case for Student Loan Forgiveness
As borrowers, we need to do a better job making the case for student loan forgiveness. We need to earn the empathy of our fellow Americans.
Missing IBR or PAYE Certification is REALLY Expensive
Capitalization of interest on IBR, PAYE, and REPAYE makes failing to re-certify on time a costly error.
Should I Put Money in a 401(k) or Pay Down My Student Loans?
Having student loans doesn’t mean you should ignore your retirement accounts. In some cases, it is better to save for retirement than it is to pay down debt.
Are You Getting Suspicious Calls About Student Loan Consolidation?
Student loan consolidation is a legitimate process, but calls advertising consolidation services are often scams.
4 Student Loan Secrets that Everyone should Know
Life with student loans can be overwhelming and stressful. Because of this, many student loan secrets fall under the radar.
These Student Loan Refinance Lenders Offer the Easiest Approvals
The best way to avoid rejection in a student loan refinance application is to focus on the lenders with high approval rates.
How to Get the Full Value of Federal Student Loan Forgiveness Programs
Getting the full value of federal student loan forgiveness programs requires more than just paying the minimum to maximize forgiveness.
The Reason Your Credit Score Went Down After Your Last Student Loan Payment
Debt elimination is a good thing, but some borrowers see a temporary drop in their credit score when they pay off an old student loan.
