Skip to content
The Student Loan Sherpa
  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements

Latest Posts in Michael P. Lux, Esq.

Student loan expert Michael Lux is a licensed attorney and the founder of The Student Loan Sherpa. He has helped borrowers navigate life with student debt since 2013. Insight from Michael has been featured in US News & World Report, Forbes, The Wall Street Journal, and numerous other online and print publications. Michael is available for strategy sessions and to respond to press inquiries.

Guide to Managing Student Loan Prepayments and Extra Payments

Making extra payments towards your student loans is a smart move. Giving the right instructions to lenders is an essential step.

Read more

Earnest vs. Citizens Bank Student Loan Refinance Comparison

Citizens Bank and Earnest are both heavy hitters in the student loan refinance business, but Earnest is slightly better.

Read more

Can You Refinance Private Student Loans?

Refinancing federal student loans is often a risky decision. Refinancing private student loans is a smart move as long as you are getting a better interest rate or loan terms.

Read more

cutting the fine print on PSLF

Public Service Student Loan Forgiveness: The Basics and the Fine Print

Qualifying for Public Service Loan Forgiveness isn’t automatic, but a few minutes of time can help ensure that you don’t miss out.

Read more

What is a Student Loan Co-Borrower?

A co-borrower is technically different from a cosigner. Learn the key differences, similarities and responsibilities as they apply to student loans.

Read more

topics for family discussion about funding school

The Guide to Planning and Paying for College

Financial discussions before starting school are difficult, but they are way better than regrets over bad choices.

Read more

How to Use Graduate School as a Path to Student Debt Freedom

More college may be the answer to some student loan nightmares.

Read more

How to Decide Between PAYE and REPAYE

Picking the best plan when deciding on PAYE or REPAYE is critical for married borrowers, those with graduate debt, and high-balance borrowers.

Read more

student loans for couples: taxes, repayment, retirement and buying a home

Student Loans and Marriage: Everything You Need to Know

Student loans impact a couple’s budget, retirement planning, taxes, and more. Many couples also face a marriage penalty.

Read more

Older posts
Newer posts
← Previous Page1 … Page27 Page28 Page29 … Page67 Next →
More Articles

Have a Question?

I love getting reader emails!

Answering questions helps me identify the issues borrowers face and makes this site a better resource.

Ask The Sherpa

Site Navigation

Repayment
Refinance
Life with Loans
Planning for School

Follow the Sherpa

© 2013 - 2026 The Student Loan Sherpa

Privacy Policy Terms of Service

Next Page »
  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
The Student Loan Sherpa Logo

Stay Ahead of Your Student Loans

Sign up for monthly updates with actionable tips, policy changes, and strategies to help you pay off your loans faster.

Popup – Newsletter Subscription
Name *
Name
First Name
Last Name