Another Victim of the Student Loan Crisis: Scared Students
Has the student loan crisis gotten so bad that we are scaring students away from higher education?
Latest Posts in 
Michael P. Lux, Esq.
Democrats Introduce Student Loan Relief Bill That Would Forgive $25,000 Per Borrower
Student Loan Forgiveness for all has officially been proposed in Congress.
Student Loan Forgiveness in 2022: The Legal and Political Issues
As a borrower, I really want Biden to cancel federal student loans. As an attorney, I’m not sure he has the ability to forgive the debt.
Items to Think About Before Picking a Student Loan Repayment Plan
Most people just look at the monthly payment and how long it will take to pay off their loans. Other details need to be considered when picking a repayment plan.
Why is it Risky to Refinance Federal Loans into a Private Loan?
Refinancing student loans is a great way to get lower interest rates, but it is a risky move for borrowers with federal student loans.
Meet the Absolute Worst Federal Student Loan: FFEL Joint Consolidation
FFEL Joint Consolidation loans for spouses have limited options for repayment and forgiveness. They also become a nightmare in a divorce.
How to Prevent Student Loan Interest Rates from Increasing
Stopping your lender from raising rates is tricky, but there are a few ways to prevent your interest rates from going up.
Student Loan Forgiveness for Essential Workers
The United States doesn’t offer a loan forgiveness program designed for essential workers. However, there are many avenues for essential workers to get their student loans forgiven.
Why Your Employer is “Likely Ineligible” for PSLF
When the Public Service Loan Forgiveness Help Tool warns that your employer is likely ineligible for PSLF, it sounds like bad news, but it really isn’t.
