Why This Site Doesn’t List Scammers by Name
Calling out scammers by name comes with major risks, and it resulted in a terrifying experience in my early days of running this site.
Latest Posts in 
Michael P. Lux, Esq.
Democrats and Republicans Move in Opposite Directions on Student Loans
For decades, Democrats and Republicans largely agreed on many student loan issues. Today, they have little common ground.
Student Loans and Your Mental Health: The Causes and Treatment of Anxiety and Depression
Student loans can cause more than just financial strain. For many borrowers they can lead to serious mental health issues like anxiety and depression.
How Much Income is Too Much for Public Service Loan Forgiveness (PSLF)?
Chasing Public Service Loan Forgiveness (PSLF) doesn’t make sense for some borrowers with higher incomes. Finding that line isn’t always easy.
Should I Wait for Biden’s New 5% IDR Plan?
In most cases, waiting for the newest IDR repayment plan to be available is a mistake. Delays offer few advantages and come with significant disadvantages.
How the SoFi Lawsuit Impacts the Student Loan Repayment Restart Date
SoFi’s lawsuit to end the federal student loan payment and interest pause may anger borrowers, but it is unlikely to impact the restart date.
The Limited Waiver On PSLF Expired, But FFEL Borrowers Can Still Benefit
Even though the October 31, 2022, deadline has passed, Public Service Loan Forgiveness Borrowers can still take advantage of many of the Limited Waiver provisions.
How to Get Ready for Your First Student Loan Payment
Learn the mistakes to avoid and the opportunities to save as you prepare to start student loan payments.
PSLF Alert: Don’t Leave Your Eligible Job Until After Your Loans are Forgiven
Leaving your current job could be a mistake, even if you have already worked the full ten years required for PSLF.
