Michael P. Lux, Esq., Author at The Student Loan Sherpa

Fresh Start Program: Get Out of Federal Student Loan Default

To help defaulted student loan borrowers ease back into repayment, the Department of Education has created the Fresh Start program.

Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.

Congressional Republicans wanted to prevent the one-time forgiveness program, and immediately end the payment and interest pause.

Putting multiple children through college usually requires some extra planning and presents some unique challenges.

All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.

Loans servicers calling and asking for information to verify your identity isn’t necessarily a scam, but there are ways to protect yourself.

Cosigned loans present major problems even if the borrower never misses a payment.

There are not many attorneys who specialize in student loan law. However, there are still many ways to find legal help for your student debt.

Scientists have found that brain development isn’t nearly finished by age 18. Should this impact how we treat borrowers and student loans?