How Student Loan Forgiveness in Just Ten Years is a Realistic Possiblity
Erasing student debt in less than ten years isn’t guarenteed, but there are realistic options for borrowers to pursue.
Latest Posts in SAVE
This Frequent Mistake by Recent Graduates Just Got More Expensive
Too many graduates regret their initial repayment choices. Learn how opting for SAVE could make all the difference.
PAYE vs IBR After SAVE: How to Choose Your Next Student Loan Plan
The SAVE repayment plan has been officially vacated, and borrowers must transition to a new repayment option. For most, the choice is now a three-way comparison between PAYE, IBR, and the new RAP plan—income-driven options that differ significantly in flexibility, eligibility, and long-term stability. This guide explains how these plans function following the March 2026 court ruling, how the July 2026 launch of the RAP plan affects your choices, and how to select a path that protects your forgiveness progress without guessing your future income.
Unlocking the Parent PLUS Double Consolidation Loophole: Navigating Benefits and Risks
The rewards are huge – lower monthly payments and more loan forgiveness, but the double consolidation loophole isn’t right for everyone.
Early Forgiveness Under SAVE: Understanding Loan Size Limits and Other Fine Print
Early SAVE forgiveness sounds simple, but there are complications for borrowers with larger balances, FFEL Loans and Parent PLUS Loans.
The Government is Paying Student Loan Interest for Millions of Borrowers: Learn How to Qualify
A small change to the IDR payment options has created an opportunity for borrowers to get student loan interest relief.
Why 40% of Federal Borrowers Missed Their October Payments
8.8 million federal borrowers haven’t paid their October bill, and affordable payments may not be the biggest issue.
How SAVE Changed Income-Driven Repayment: Goodbye to REPAYE, PAYE, IBR, and ICR
The newly announced SAVE plan will eliminate or change most of the income-driven repayment plans currently available.
Federal Student Loans in Retirement: Monthly Payment Calculations, Forgiveness, and Estate Planning
Federal student loan perks provide borrowers with valuable protections during retirement.
