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Latest Posts in PSLF

PSLF Alert: Don’t Leave Your Eligible Job Until After Your Loans are Forgiven

Leaving your current job could be a mistake, even if you have already worked the full ten years required for PSLF.

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PSLF Repayment Plans: What Qualifies, What Doesn’t, and How to Fix Mistakes

Not all federal repayment plans count toward PSLF — and choosing the wrong one can cost you years of progress. This guide covers every qualifying plan, what’s changed under the 2026 OBBB overhaul, and what to do if you’ve already been on the wrong plan.

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Student Loan Forgiveness and Refunds: What Gets Taxed

After the initial excitement of student loan forgiveness or a refund, borrowers often worry about tax consequences.

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Student Loan Forgiveness for Essential Workers

The United States doesn’t offer a loan forgiveness program designed for essential workers. However, there are many avenues for essential workers to get their student loans forgiven.

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Why Your Employer is “Likely Ineligible” for PSLF

When the Public Service Loan Forgiveness Help Tool warns that your employer is likely ineligible for PSLF, it sounds like bad news, but it really isn’t.

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Has the Government Successfully Fixed Public Service Loan Forgiveness?

Recent changes to the PSLF program have helped many previously denied borrowers qualify for student loan forgiveness.

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The Student Loan Forgiveness Risks from Refinancing

Refinancing student loans is a great way to lower interest rates and monthly payments. Unfortunately, this move may negatively impact student loan forgiveness options.

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Four Fixes for Biden’s Expanded Public Service Loan Forgiveness

The limited waiver is a huge break for PSLF borrowers with repayment plan and loan eligibility issues. Unfortunately, this fix overlooked a few major issues.

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Should I Pay Extra on My Income-Driven Repayment (IDR) Plan?

Paying extra on IDR plans like IBR, PAYE and REPAYE is a risky choice for many student loan borrowers, especially those chasing student loan forgiveness.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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