Biden Administration Extends Student Loan Consolidation Deadline
The terms of the one-time account adjustment deadline are a bit complicated, but consolidation right now is a big opportunity for many federal student loan borrowers.
Latest Posts in PSLF
How Student Loan Forgiveness in Just Ten Years is a Realistic Possiblity
Erasing student debt in less than ten years isn’t guarenteed, but there are realistic options for borrowers to pursue.
Does Deferment or Forbearance Time Count for Student Loan Forgiveness?
Time in deferment or forbearance usually doesn’t count toward PSLF or IDR forgiveness, though narrow processing exceptions and upcoming retroactive options may apply.
How a Side-Hustle or Second Job Impacts Public Service Loan Forgiveness (PSLF)
For most borrowers, earning some extra cash on the side won’t get in the way of public service student loan forgiveness.
Accelerated Forgiveness: Making Extra Payments for Quicker Forgiveness
Options to speed up student loan forgiveness by paying extra are limited.
Important Student Loan Rule Changes to Understand
Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.
Federal Consolidation and the Student Loan Forgiveness Clock
Federal direct consolidation can have a huge influence on the IBR and PSLF loan forgiveness clocks.
How Much Income is Too Much for Public Service Loan Forgiveness (PSLF)?
Chasing Public Service Loan Forgiveness (PSLF) doesn’t make sense for some borrowers with higher incomes. Finding that line isn’t always easy.
The Limited Waiver On PSLF Expired, But FFEL Borrowers Can Still Benefit
Even though the October 31, 2022, deadline has passed, Public Service Loan Forgiveness Borrowers can still take advantage of many of the Limited Waiver provisions.
