Advice to Ignore Student Loan Restart is an Awful Idea
The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.
The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.
Student loan refinance interest rates can move in peculiar patterns. Knowing lender behavior can help borrowers find the lowest rates.
A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.
Immediately refinancing your federal student loans after the government starts charging interest is a risky move.
Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.
All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.
Nailing down the exact date of the repayment restart isn’t easy, but we know enough to have a pretty good idea of when that first bill will be due.
Rapidly increasing interest rates make student loan repayment especially difficult. These strategies will help keep things manageable.
Joe Biden’s new Income-Driven Repayment plan would result in many borrowers indefinitely paying 0% interest on their federal loans.