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Guide to Managing Student Loan Prepayments and Extra Payments

Making extra payments towards your student loans is a smart move. Giving the right instructions to lenders is an essential step.

Financial discussions before starting school are difficult, but they are way better than regrets over bad choices.

Cosigning is a major risk, which makes it hard to find the right person with a great credit score and steady income.

Options to convert private loans into federal loans are very limited. However, in certain circumstances, it is possible to make the conversion.

Student loan repayment on a $15 per hour salary presents plenty of challenges, but there are opportunities for borrowers to eliminate debt.

A college degree doesn’t have to mean a lifetime of living with student loans.

Sometimes student loan repayment seems impossible, but for borrowers with federal loans, it is possible to keep things manageable.

Parental help during repayment can make a huge difference in student loan elimination. Several different strategies can maximize this help.

Parent PLUS loans are legally the responsibility of the parents, but there are many different ways children can help with repayment.