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Latest Posts in guides

How to Take Advantage of the Temporary Changes to Federal Student Loan Forgiveness

Two recent programs announced by the Department of Education make the path to student loan forgiveness significantly less complicated.

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How to Change a Variable-Rate Student Loan into a Fixed-Rate Loan

Locking in a fixed-rate student loan means no more interest rate increases or monthly payment changes.

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How to Repay Student Loans if you Live Paycheck to Paycheck

If money is tight, there are several student loan strategies that can be used to make student debt more manageable.

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Items to Think About Before Picking a Student Loan Repayment Plan

Most people just look at the monthly payment and how long it will take to pay off their loans. Other details need to be considered when picking a repayment plan.

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How to Prevent Student Loan Interest Rates from Increasing

Stopping your lender from raising rates is tricky, but there are a few ways to prevent your interest rates from going up.

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The Best-Case Scenario for Student Loan Cosigners

I cosigned a student loan for my brother. Even though things went perfectly, there were still some hardships caused by cosigning.

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Giving Up on Student Loan Forgiveness? What is Next?

Even if you don’t think you will qualify for student loan forgiveness, there are still plenty of resources and strategies available to eliminate your student debt.

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How Borrowers Can Change Student Loan Laws and Policy

Using the right tactics, individual borrowers can have a significant impact on student loan rules.

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What is “Efficient” Student Loan Repayment?

The idea behind efficient student loan repayment is to spend as little money as possible when you pay off your student debt.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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