Federal Consolidation and the Student Loan Forgiveness Clock
Federal direct consolidation can have a huge influence on the IBR and PSLF loan forgiveness clocks.
Latest Posts in Student Loan Forgiveness
Student loan forgiveness can be life-changing—if you play your cards right. This section covers the latest forgiveness programs, PSLF tips, legal updates, and how to avoid scams or costly mistakes.
The Future of One-Time Forgiveness: The Path Forward for Student Loan Cancellation
The Supreme Court struck down the plan to forgive up to $20,000 per borrower, but the hope for debt cancellation is far from over.
Student Loan Tips for October 2025: 5 Smart Moves to Make This Month
Forgiveness is restarting, interest is back, and new repayment plans are taking shape for 2026. Here are five timely tips to keep your student loans under control this October.
How Much Income is Too Much for Public Service Loan Forgiveness (PSLF)?
Chasing Public Service Loan Forgiveness (PSLF) doesn’t make sense for some borrowers with higher incomes. Finding that line isn’t always easy.
The Limited Waiver On PSLF Expired, But FFEL Borrowers Can Still Benefit
Even though the October 31, 2022, deadline has passed, Public Service Loan Forgiveness Borrowers can still take advantage of many of the Limited Waiver provisions.
PSLF Alert: Don’t Leave Your Eligible Job Until After Your Loans are Forgiven
Leaving your current job could be a mistake, even if you have already worked the full ten years required for PSLF.
The Latest Threat to Loan Forgiveness Shouldn’t Worry Borrowers
Congressional Replublicans’ plans to prevent student loan cancellation are almost certain to fail.
How the Biden Administration is Updating IDR Payment Counts
40,000 borrowers are about to get their remaining student loan balance forgiven, and millions more will move closer to IDR loan forgiveness.
PSLF Repayment Plans: What Qualifies, What Doesn’t, and How to Fix Mistakes
Not all federal repayment plans count toward PSLF — and choosing the wrong one can cost you years of progress. This guide covers every qualifying plan, what’s changed under the 2026 OBBB overhaul, and what to do if you’ve already been on the wrong plan.
