Lower Payments on SAVE vs Faster Forgiveness on PAYE or IBR
For graduate borrowers, SAVE isn’t always the best student loan repayment plan. Some people might be better off with quicker forgiveness on PAYE or IBR.
Latest Posts in Student Loan Forgiveness
Switching to SAVE or REPAYE and Restarting Forgiveness Progress
Many borrowers worry that changing income-driven repayment plans will result in starting from scratch on the path to student loan forgiveness.
Lawsuit Filed to End SAVE Repayment Plan/One-Time IDR Account Adjustment
A new lawsuit has student loan borrowers nervous. Should there be concern over the future of SAVE and the one-time IDR account adjustment?
Important Student Loan Rule Changes to Understand
Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.
The Guide to IDR Forgiveness and the Future Tax Bills
IDR plans like SAVE could result in borrowers receiving a massive tax bill when their student loans are forgiven.
Federal Consolidation and the Student Loan Forgiveness Clock
Federal direct consolidation can have a huge influence on the IBR and PSLF loan forgiveness clocks.
The Future of One-Time Forgiveness: The Path Forward for Student Loan Cancellation
The Supreme Court struck down the plan to forgive up to $20,000 per borrower, but the hope for debt cancellation is far from over.
How Much Income is Too Much for Public Service Loan Forgiveness (PSLF)?
Chasing Public Service Loan Forgiveness (PSLF) doesn’t make sense for some borrowers with higher incomes. Finding that line isn’t always easy.
The Limited Waiver On PSLF Expired, But FFEL Borrowers Can Still Benefit
Even though the October 31, 2022, deadline has passed, Public Service Loan Forgiveness Borrowers can still take advantage of many of the Limited Waiver provisions.