REPAYE for Married Couples
REPAYE is the best repayment plan for some married couples. For others, it is an expensive option.
Latest Posts in Repayment Plans
How to Decide Between PAYE and REPAYE
Picking the best plan when deciding on PAYE or REPAYE is critical for married borrowers, those with graduate debt, and high-balance borrowers.
Federal Student Loan Repayment Plan Options and Strategy
There are many different federal repayment plans and each option comes with unique advantages and disadvantages.
IBR and PAYE Calculations for Independent Contractors and 1099 Workers
If you are a 1099 worker or run a business, IDR calculations might seem complicated or potentially unfair, but there are ways to work the numbers in your favor.
Old IBR vs. IBR for New Borrowers: Comparing Income-Based Repayment Plans
IBR and IBR for New Borrowers sound similar, but the two plans have different monthly payments and different rules for student loan forgiveness.
Missing IBR or PAYE Certification is REALLY Expensive
Capitalization of interest on IBR, PAYE, and REPAYE makes failing to re-certify on time a costly error.
Meet the Worst Federal Student Loan Repayment Plan
The worst federal student loan repayment plan has high monthly payments, no forgiveness options, and makes it harder to buy a home.
How Does the REPAYE Interest Subsidy Work?
The REPAYE interest subsidy makes it the best repayment plan for borrowers struggling to keep up with their federal student loans.
The Best Income-Driven Repayment (IDR) Plan: IBR vs PAYE vs REPAYE
Deciding between IBR PAYE and REPAYE depends upon your marital status, tax strategy, student loan debt, loan types, and many other factors.