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Latest Posts in Repayment Plans

Student Loan Discretionary Income Calculator 

If you are thinking about IBR, PAYE, REPAYE, or the new SAVE plan,learning how to calculate discretionary income can help save money on student loan payments.

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borrower looks to the future of Income-driven repayment and sees SAVE

The Future of IDR is SAVE: Changes Coming to REPAYE, PAYE, IBR, and ICR

The newly announced SAVE plan will eliminate or change most of the income-driven repayment plans currently available.

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calculator shows $0 per month federal idr calculation

Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE

A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.

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Man stands before many doors representing his federal student loan repayment plan options

Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

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calculator used to determine monthly payments on new SAVE IDR plan

SAVE Calculator: Estimate Payments on Biden’s New IDR Plan

The new SAVE plan is getting phased in, meaning payments in October will be slightly different than payments next July. This calculator estimates both numbers.

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Student Loan Payment Allocation Guide

All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.

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Should I Wait for Biden’s New 5% IDR Plan?

In most cases, waiting for the newest IDR repayment plan to be available is a mistake. Delays offer few advantages and come with significant disadvantages.

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Biden’s New IDR Plan Hurts Teachers, Social Workers

There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.

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Why Did My Monthly IDR Payment Go Up?

Changes in monthly IDR bills are common. Several different possibilities could explain the increase.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements