Repayment Plans Archives

Missing IBR or PAYE Certification is REALLY Expensive

Capitalization of interest on IBR, PAYE, and REPAYE makes failing to re-certify on time a costly error.

The worst federal student loan repayment plan has high monthly payments, no forgiveness options, and makes it harder to buy a home.

The REPAYE interest subsidy makes it the best repayment plan for borrowers struggling to keep up with their federal student loans.

Deciding between IBR PAYE and REPAYE depends upon your marital status, tax strategy, student loan debt, loan types, and many other factors.

Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.

IDR plans like PAYE, REPAYE, and IBR were designed to provide borrowers with affordable payments. For the unemployed, this often means $0 payments.

Signing up for PAYE is a simple process. This guide will help you make sure you don’t overlook any important details.

Income-driven repayment plans are usually the best option for federal borrowers, but some circumstances justify a change in strategy.

Biden isn’t calling for student loan forgiveness for all, but he does want to make some major changes to life with student loan in the United States.