Loan Payoff Timeline and Procedure When Refinancing
Sometimes strange things happen with student loan refinancing, but the process is relatively quick and issues often resolve themselves.
Using a Refinance or Consolidation to Simplify Bill Payments is Dumb
Streamlining student loan repayment has its advantages, but using a refinance or consolidation for this purpose is asking for trouble.
How Does A Variable-Rate Student Loan Work?
Lenders can’t just change a student loan interest rate whenever they want. Rates can only go up or down if an index rate moves.
Multiple Student Loan Refinance: the Costs, the Lenders and How to Avoid a Mistake
Refinancing student loans for a second or third time opens new doors for borrowers, but multiple refinance also has limitations.
The Consequences of Student Loan Refinancing and Consolidation on Credit Reports
Consolidation and refinancing can have temporary and long-lasting impacts on your credit report.
Is it a Mistake to Refinance Student Loans During the Coronavirus Pandemic?
Federal student loans should not be refinanced right now, but private loans are a very different situation.
The One Time it Makes Sense to Have a Cosigner for a Refinance Loan
Cosigning student loans is usually a bad idea, even on refinance loans. However, if you are already a cosigner on a student loan, it makes sense to also cosign on the refinance loan.
Is it Possible to “Undo” a Student Loan Consolidation or Refinance?
Fixing a mistake on a student loan refinance or consolidation is easy if you catch it early. If you are late, you have to get creative to undo the process.
Debt-to-Income Ratios Needed for Student Loan Refinancing
Other than credit score, Debt-to-Income ratio is probably the most important number in any student loan refinance application.