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Latest Posts in Paying for School

Paying for school is more complicated—and riskier—than it should be. This part of planning for college dives deep into financial aid, borrowing tips, and how to avoid the biggest student loan pitfalls before they happen.

cosigner release makes for a bad loan

PNC Bar Study Loan Review

The PNC Bar Study Loan is pretty good for a bar study loan. Unfortunately, bar study loans are usually pretty awful.

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Sallie Mae Bar Loan Reviews

Sallie Mae Bar Study Loan Review

The Sallie Mae bar study loan offers a wide range of interest rates. On the low end, it is a solid choice, but on the high end, the rates are awful.

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is a private loan ever better?

Federal vs. Private Student Loans: What You Need to Know

There are several important differences between private student loans and federal loans that all borrowers should understand.

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understanding student loans

Student Loan Basics

New to student loans? Here are the basic terms that all borrowers should understand.

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the most that can be borrowed

Student Loan Borrowing Limits for Federal and Private Loans

Federal student loan borrowing limits vary by year of school, while private loans follow a different set of rules for maximum loan size.

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loan origination and distribution fee basics

Student Loan Origination Fees: The Basics and Avoiding Them

Loan origination fees should be avoided for nearly all student loans. Federal loans are a noteworthy exception to this rule.

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Black and White Dominos - Student Loan Interest Rate

How do lenders decide on my student loan interest rate?

There are many factors that go into determining a student loan interest rate. Some are based on the borrowers but others are not.

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cosigner release last resort

Cosigners on Student Loans: A Last Resort Option

Lenders have made cosigning on student loans a routine practice, but cosigning any loan is a risky decision with major consequences.

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Graduate PLUS loans vs private loans

Graduate PLUS Loans vs. Private Loans

Private lenders like to compare rates against Graduate PLUS loans, but when you compare all of the loan features, Graduate PLUS loans usually come out ahead.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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