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Latest Posts in Planning for College

Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.

myth exposed

Putting an End to the Good Debt Fairy Tale

Many finance “experts” call student loans a form of “good” debt. This line of thinking is both outdated and dangerous.

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glasses examine laptop

Citizens Bank Student Loan Review: Low Rates but Some Concerns

Citizens Bank offers one of the better in-school student loans, but there are several risks that borrowers should understand before signing up.

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income share contract waiting for a signature

Terms to Look for in Income Share Agreements

Before signing an income share agreement, borrowers need to understand the income and rights that they are signing away.

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man writes down bar study loan options on napkin

Bar Study Loan Options and Alternatives

Bar study loans are often an extremely expensive form of debt and should usually be reserved as a last resort.

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student loan sherpa examines discover and other bar study lenders

Discover Bar Study Loan Review

Discover might be the best bar student loan for many law students, but that doesn’t mean it is a good idea to incur this debt.

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cosigner release makes for a bad loan

PNC Bar Study Loan Review

The PNC Bar Study Loan is pretty good for a bar study loan. Unfortunately, bar study loans are usually pretty awful.

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Sallie Mae Bar Loan Reviews

Sallie Mae Bar Study Loan Review

The Sallie Mae bar study loan offers a wide range of interest rates. On the low end, it is a solid choice, but on the high end, the rates are awful.

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are income share agreements a mistake or a bad idea

Income Share Agreements Scare This Student Loan Expert

Income share agreements have the potential to help many students. However, there is also potential for abuse.

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is a private loan ever better?

Federal vs. Private Student Loans: What You Need to Know

There are several important differences between private student loans and federal loans that all borrowers should understand.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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