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Latest Posts in Planning for College

Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.

yale university entrance

Tuition is Nearly Free for Most Families at These No-Loan Colleges

Many top colleges have “no loan” policies, meaning scholarships and grants eliminate the need for student debt.

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holding up a big warning sign

Things to Know Before Borrowing Private Student Loans

Private student loans might seem essential to pay for school, but borrowers should understand the risks before signing up.

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credit card

Yes, Paying for College with a Credit Card can be a Smart Decision

Running up credit card debt is risky, but there are times when paying for college tuition using a credit card is a good idea.

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law decision scales and gaval

Should I go to Law School?

Law school is a great choice for some future attorneys, but others come to regret the decision and the debt.

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parent helping a child up a hill

Parents: Helping with Student Loan Repayment May Be Better than Paying Tuition

Helping pay for college after college might be the best option for many different families.

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dad money

Do Parents Have a Responsibility to Help Their Child Pay for College?

Parents don’t have a legal responsibility to pay for college, but there are financial and non-financial ways in which they should help their children.

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family options

Parent’s Guide to Finding the Best Student Loan for Your Child

Federal student loans are the best option, but after maximizing federal loans, the next best choice depends upon a few different circumstances.

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light bulb idea erase student debt

Should I Borrow Extra Student Loans to Maximize Forgiveness?

If student loan forgiveness is your plan to pay off your student loans, borrowing extra might seem harmless. However, there are a few major risks.

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taking a close look at Sallie Mae Smart Option loans

Sallie Mae Smart Option Private Student Loan Review

Sallie Mae loans almost always have a cosigner and the rates offered range from excellent to truly awful.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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