Is There a Risk to NOT Borrowing Student Loans?
Not all student loans are created equal. In some cases, a good student loan is better than an expensive retirement account withdrawal.
Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.
Not all student loans are created equal. In some cases, a good student loan is better than an expensive retirement account withdrawal.
Shopping around for private student loans is the only way to make sure you are getting the lowest interest rate. It is also very easy to do.
Cosigning is a major risk, which makes it hard to find the right person with a great credit score and steady income.
Income Share Agreements are still in their infancy as a student loan alternative. Stride is a decent ISA, but only the right choice in certain circumstances.
Borrowers still in school have an excellent opportunity to tweak their student loans and make life easier after graduation
Withdrawing 401(k) funds to pay for your child’s education may seem smart, but it is a dangerous choice and with negative consequences for you and your child.
Federal student loans are not the best way to pay for college, but they are significantly better than any private student loan.
Cosigning on a student loan is usually a bad idea.
A college degree doesn’t have to mean a lifetime of living with student loans.