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Latest Posts in Planning for College

Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.

Is There a Risk to NOT Borrowing Student Loans?

Not all student loans are created equal. In some cases, a good student loan is better than an expensive retirement account withdrawal.

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Why Should I Shop Around For Private Student Loans?

Shopping around for private student loans is the only way to make sure you are getting the lowest interest rate. It is also very easy to do.

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How to Find a Student Loan Cosigner

Cosigning is a major risk, which makes it hard to find the right person with a great credit score and steady income.

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Stride Funding Income Share Agreement (ISA) Review

Income Share Agreements are still in their infancy as a student loan alternative. Stride is a decent ISA, but only the right choice in certain circumstances.

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strategy to repay student loans during school

Paying Down Student Loans During School

Borrowers still in school have an excellent opportunity to tweak their student loans and make life easier after graduation

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401k pay child education

Parents: Don’t Raid Your Retirement to Pay for College

Withdrawing 401(k) funds to pay for your child’s education may seem smart, but it is a dangerous choice and with negative consequences for you and your child.

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Federal Student Loans Review – The Pros and the Cons of Federal Loans

Federal student loans are not the best way to pay for college, but they are significantly better than any private student loan.

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Five Reasons Cosigning a Student Loan is a Mistake and One Exception

Cosigning on a student loan is usually a bad idea.

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student gets her college degree

How to Get a Four-Year Degree with Minimal Student Debt

A college degree doesn’t have to mean a lifetime of living with student loans.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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