Three Numbers Explain Why We Have a Student Loan Crisis and How to Fix It
Tuition and housing keep climbing but wages haven’t kept pace. It’s far more difficult to pay for college in 2022 compared to 1972 or even 1992.
Latest Posts in Planning for College
Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.
Rubio’s LOAN Act Promises 0% Interest, but it Doesn’t Deliver
Marco Rubio is proposing major changes to federal student loans, but the potential benefits seem limited.
What Every High School Student Should Know About Student Loans and College
There are many misconceptions about student loans and paying for school. A small misunderstanding could lead to a lifetime of regret.
The Risks and Dangers of a Small Student Loan
A small student loan might seem harmless, but there are risks that every borrower should understand and avoid where possible.
Parent PLUS Loans vs. Cosigning Private Loans vs. HELOC Loans
Parents have many different options to help their kids pay for college. The best choice for your family will depend on several different factors.
Should I Drop Out of College to Keep My Student Loan Debt Under Control?
Leaving school to avoid student loans may prevent more debt accumulation, but sometimes it makes things worse.
How to Qualify for Independent Student Status on the FAFSA
Independent students can get larger student loans and more financial aid from the FAFSA.
Credit Cards and College: An Easy Decision
Some experts say college freshmen should have credit cards. They are wrong. Responsible or not, the lessons are worth the pain.
Student Loan APRs vs. Interest Rates
The APR and Interest Rate for most student loans are usually identical. Federal student loans are one big exception.
