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many doors to choose from but student loan borrowers must make tough decisions without knowing the other side of the door

Retirement vs. Student Loans vs. Mortgage: Which Comes First?

Eliminating student debt, saving for retirement, and buying a house are all important financial goals that can be hard to balance.

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gears grind show how different parts of ibr calculations come together

How to Lower IDR Federal Student Loan Payments if Your Income Drops

Recalculating income-driven federal student loan payments can be done at any time and the process can save borrowers a ton of money.

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income share contract waiting for a signature

Terms to Look for in Income Share Agreements

Before signing an income share agreement, borrowers need to understand the income and rights that they are signing away.

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student loan borrower shakes hand after reaching a deal with lender

How to Negotiate a Lower Interest Rate with a Student Loan Lender

Negotiating terms with student loan lenders isn’t easy, but it is possible in several different circumstances.

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man writes down bar study loan options on napkin

Bar Study Loan Options and Alternatives

Bar study loans are often an extremely expensive form of debt and should usually be reserved as a last resort.

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Switching to Plan B may be necessary if student loan forgiveness doesn't work out

How to Plan for Student Loan Forgiveness and Eliminate Risks

If you are planning on student loan forgiveness, it is a good idea to have a backup plan ready to go if things don’t work out.

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loan sign illuminates the consequences of refinancing or consolidation on credit scores

Student Loan Consolidation and Refinancing: Is it Good or Bad for my Credit Score?

Consolidating or refinancing student loans usually impacts borrower credit scores. However, the impact is typically small and short-lived.

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student loan sherpa examines discover and other bar study lenders

Discover Bar Study Loan Review

Discover might be the best bar student loan for many law students, but that doesn’t mean it is a good idea to incur this debt.

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student loan borrowers have the power to fight back against lenders

How to Fight Back Against a Predatory Lender

Getting back at a student loan lender is all about going after the one thing they care about most: their bottom line.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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