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The “Inspirational” Student Loan Payoff Stories Are Harmful

Many major media outlets get a lot of clicks by publishing “inspirational” student loan payoff success stories. This trend needs to stop.

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difficulty of qualifying for PSLF

How Hard Is It To Qualify For Public Service Loan Forgiveness (PSLF)?

Getting student loans discharged through Public Service Loan Forgiveness (PSLF) isn’t easy, but it isn’t as hard as some news reports make it sound.

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IBR and PAYE Calculations for Independent Contractors and 1099 Workers

If you are a 1099 worker or run a business, IDR calculations might seem complicated or potentially unfair, but there are ways to work the numbers in your favor.

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So You Paid Off Half Your Student Loan Balance… Now What?

Knocking out half of your student loan debt may open up new doors to eliminate the second half of your balance with more ease.

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Is Student Loan Forgiveness a Handout for the Rich?

Wealthy doctors and Harvard grads are not the people who would benefit from student loan forgiveness or debt cancellation programs.

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The Risks and Dangers of Leaving a PSLF Job for a New Employer

Leaving a PSLF eligible job for the private sector might seem like a bad idea, but there are some situations where the move makes sense.

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parents can get lost with all the repayment options on plus loans

A Guide to Parent Plus Loan Repayment

Repayment options for Parent PLUS loans include income-driven repayment plans, loan forgiveness, and refinancing.

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Is Student Loan Refinancing Worth It?

Refinancing might be a great idea, or it could be a horrible mistake. It all depends on your existing loans and personal circumstances.

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Should I Refinance My Student Loans While I’m Still In School?

Refinancing student debt during college usually isn’t an option, but there are moves to be made during school that make a big difference when you start repayment.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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