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The Student Loan Life Cycle

Before getting a student loan it is important to understand how the student debt life cycle will impact you long after graduation.

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Four Reasons Doctors Should Not Refinance Their Student Loans

Student loan refinancing for lower interest rates sounds great, but there are reasons even a well-paid Doctor should not refinance.

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529 Plan Basics: An Easy to Understand Guide to College Planning

Paying for your child’s education can be a daunting task. Fortunately, a 529 plan is a useful tool to help meet your needs.

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Should I Pay Off My Unpaid Interest Before It Capitalizes?

Many student loan borrowers receive a notice of unpaid interest letter from their student loan servicer. In many cases, making a payment isn’t necessary or advisable.

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What is the “Catch” with Student Loan Forgiveness?

There is more than one catch to student loan forgiveness. By learning the hidden problems with programs like PSLF, borrowers can avoid issues.

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is too much income a problem

Is It Possible to Earn Too Much To Qualify for PSLF?

A big raise could mean losing eligibility for the Income-Based Repayment plan. However, it is still possible to qualify for PSLF.

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Six Reasons Lawyers Should Not Refinance Their Student Loans

Lawyers with federal student loans should think twice before starting the refinance process.

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Higher Education Debate: Why College is a Privilege and Not a Right

Some Americans argue that college should be paid for by students instead of taxpayers. They say college is a privilege, not a right.

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How Paying Off One Student Loan Changes Everything

Paying off a single student loan is huge. From both an accounting perspective and an emotional point of view it makes a huge difference.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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