HELOC vs Parent PLUS Loans: What is the best way to pay for college?
Many families decide to pay for college using a HELOC or a Parent PLUS Loan. Both options come with significant pros and cons.
Many families decide to pay for college using a HELOC or a Parent PLUS Loan. Both options come with significant pros and cons.
Slight differences in interest rates, loan terms, and approval chances give Splash Financial the edge over Earnest.
Students and recent grads can get an early start on the PSLF loan forgiveness clock by carefully navigating grace periods and deferments.
Changes to monthly student loan charges are common. Some increases are easy to fix while others are more complicated.
Debt from student loans can be overwhelming. Celebrating smaller milestones can provide the push you need to become debt-free.
A student loan with an excellent interest rate opens doors for retirement, buying a house, and investing.
Creating a budget is important, but it must be a budget that has staying power. Leaving a little room in your budget for fun is essential.
Splash and SoFi are very close on interest rates and loan terms. Splash Financial is slightly ahead for now, but both lenders have been at the top of our rankings.
PSLF is a challenge for government contractors, but there are other student loan forgiveness options beyond Public Service Loan Forgiveness.