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Student Loan APRs vs. Interest Rates

The APR and Interest Rate for most student loans are usually identical. Federal student loans are one big exception.

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How to Consolidate or Refinance Aidvantage Student Loans

Consolidating and refinancing are both options to streamline repayment and quickly eliminate Aidvantage student loans, but it is critical to make the right selection.

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Republican Bill Would End Federal Student Loan Relief

Proposed legislation from Congressional Republicans would end the federal student loan interest and payment pause.

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How to Fix Federal Student Loan Servicing

Federal student loan servicing has been a disaster for borrowers and taxpayers. It doesn’t have to be.

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How Much Student Debt is Reasonable for Law School?

Borrowing decisions are especially tricky for potential lawyers. Student loan options need to be carefully considered before starting law school.

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Another Victim of the Student Loan Crisis: Scared Students

Has the student loan crisis gotten so bad that we are scaring students away from higher education?

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Democrats Introduce Student Loan Relief Bill That Would Forgive $25,000 Per Borrower

Student Loan Forgiveness for all has officially been proposed in Congress.

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Student Loan Forgiveness in 2022: The Legal and Political Issues

As a borrower, I really want Biden to cancel federal student loans. As an attorney, I’m not sure he has the ability to forgive the debt.

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Items to Think About Before Picking a Student Loan Repayment Plan

Most people just look at the monthly payment and how long it will take to pay off their loans. Other details need to be considered when picking a repayment plan.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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