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Parent PLUS Loans vs. Cosigning Private Loans vs. HELOC Loans

Parents have many different options to help their kids pay for college. The best choice for your family will depend on several different factors.

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Biden’s Impossible Student Loan Dilemma

Getting things right on federal student loan forgiveness could be nearly impossible for Joe Biden. He will anger millions no matter what he does.

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What is the Difference Between the Limited Waiver and Temporary Expanded Public Service Loan Forgiveness?

The Limited Waiver and TEPSLF were both created to help more borrowers qualify for PSLF.

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7 Reasons IDR Payment Calculations Are Unfair

Income-driven repayment is supposed to keep monthly payments affordable for all borrowers, but IDR plans help some borrowers more than others.

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How to Exclude a High-Income Year from Income Driven Repayment Calculations

A jump in income can make monthly payments unaffordable. However, it is possible to skip a high earning year from IDR calculations.

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How to Take Advantage of the Temporary Changes to Federal Student Loan Forgiveness

Two recent programs announced by the Department of Education make the path to student loan forgiveness significantly less complicated.

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How Roth IRA Conversions, 401(k) Withdrawals and Other Retirement Moves Affect Student Loan Payments

Retirement plan contributions, transfers, and withdrawals can raise or lower your monthly student loan payments on IBR, PAYE, and SAVE.

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How to Change a Variable-Rate Student Loan into a Fixed-Rate Loan

Locking in a fixed-rate student loan means no more interest rate increases or monthly payment changes.

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Student Loan Forgiveness is Probably Happening: What to do Right Now

Now is the time to tweak your federal loans to make sure you maximize any upcoming student loan forgiveness.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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