private student loan

How Do Private Student Loans Work?

Private student loans can help fill the gap when federal aid falls short — but they come with higher costs and fewer protections. Learn how interest rates are set, what makes a competitive offer, and tips to borrow smart.

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Student Loan News: December 2025

Stay on top of the latest student loan updates this month — including the proposed SAVE plan settlement, expanded IBR eligibility, resumed IDR/PSLF processing, and what borrowers can expect for 2026 repayment plans.

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